Service Details AML / CFT / CPF COMPLIANCE End-to-end AML/CFT/CPF solutions aligned with CBUAE Standards, Federal Decree-Law No. 20 of 2018, Cabinet Decision No. 10 of 2019, and FATF Recommendations. Policy & Framework AML/CFT/CPF Policy & Procedure Manuals Customer Acceptance Policy (CAP), CDD & EDD frameworks Targeted Financial Sanctions (TFS) Screening Policy — UN, OFAC, EU, HM Treasury & UAE LTDL (Cabinet Decision No. 74 of 2020) STR/SAR procedures & goAML submission workflows KYC Programme KYC onboarding workflows — retail, corporate & high-risk customers UBO identification per Cabinet Decision No. 58 of 2020 PEP risk classification, monitoring & Senior Management approval workflows Periodic KYC review schedules & event-driven triggers CPF — Proliferation Financing Controls Proliferation Financing Risk Assessment (PFRA) — aligned with FATF 2021 Guidance & CBUAE CPF Standards PF indicators integrated into CDD/EDD and transaction monitoring TFS procedures for UNSC designations (Res. 1718, 1737, 2231) CPF red-flag training: dual-use goods, trade-based PF, front company indicators Independent review of AML/CFT/CPF controls against current CBUAE examination standards Gap analysis vs. FATF Recommendations & regional peers STR escalation & UAEFIU/goAML reporting process review MLRO function review — authority, independence & resource adequacy
